A SwiftCheck report contains the commercial credit information of an organisation such as any overdue debts, registered defaults, invoice payment history as well as any court judgments that may have been entered against a business.

It also has information on directors, shareholders and officeholders within the organisation, so you can understand the business you are dealing with.

Equifax powers the financial future of individuals and organisations around the world. Using the combined strength of unique trusted data, technology and innovative analytics, Equifax helps its customers make informed decisions.

There can be instances where a SwiftCheck report will return no score.

This could mean that the organisation is new or has had no credit activity recorded on their file.

Just like any other score, you should base your decision on whether to provide commercial credit along with other factors, and if applicable on your potential relationship with the business.

The SwiftCheck report contains tips for you to consider, depending on the events that have occurred. Refer to the tips included in the SwiftCheck report to assist you.

Cash flow is king, especially in smaller businesses that have less financial tolerance for delay. You've worked hard and you want your money, so how do you keep your invoices in line without compromising your hard-earned relationships?

We all know a hard day’s work deserves good pay but, sadly, things are not always that simple. So what can you actually do when a business stops paying?

Businesses rely on customers being able to pay their money, when it’s due. So how can you understand all the risks, and make the changes to strengthen your business?

Invoice payment history or trade payment history is a record of how frequently a business pays its bills and invoices.

If a business is consistently paying invoices late, it can be a potential indicator of an adverse event in the future.

Why it pays to know the facts and figures before signing on the dotted line on your next business agreement.

If you have ordered a SwiftCheck report and you have not received it in your email inbox, please check your junk mail folder.

If you still cannot see the report, please contact us and we will email you a copy of your latest report request within 2 business days.