Financing Your Next Big Project: Build Investor and Funder Confidence
10th Dec 2024

With heightened risk in the construction sector, lenders are continuing to exercise greater caution, meticulously evaluating every aspect of a project before committing resources. Given the critical role of investment and finance in real estate and property development, a lack of funding or excessive cost-of-capital could spell doom for construction projects before they even clear the approval stage.

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Test for bias in your artificial intelligence. Then learn how to work towards the fairest outcome for your customers.

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Automotive industry slump calls for new operating model

The downturn in the Australian automotive industry is expected to last into 2020. A motor industry overview presented by Deloitte at the recent Equifax Automotive Finance Forum painted a stark picture of declining car sales and an industry heavily reliant on income from bonuses and Finance & Insurance 

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UTM Parameters and the value they bring

If you want a more coherent understanding of how visitors interact with your website, be sure to make use of Urchin Tracking Module (UTM) parameters and channel groupings in Google Analytics. These advanced tracking and grouping options provide useful insights into the traffic and value generated from your marketing campaigns. 

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5 tips for employee screening

Make sure you’re hiring the right person for the right job.  Consider these five tips when screening candidates for roles in your organisation.

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Get job ready with background screening

In a competitive workforce, it’s important to do what you can to stand out from the crowd and show employers that you’re organised and job ready. One way to do this is by ordering a personal background check on yourself.

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Screening for aged care workers

There is a growing demand for aged care in Australia, thanks to our ageing population, increased life expectancy and longevity.

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Business Credit Demand Index from Equifax

Business Credit Demand Index by Equifax (June 2019 Quarter)

Overall business credit applications down -8.99% (vs June quarter 2018). 

Growth in business loan applications up +0.90%, while trade credit applications fell -5.02% (vs June quarter 2018). 

Asset finance applications decline -26.14% (vs June quarter 2018).

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Q2 2019 insolvency statistics show a 15% increase compared with the previous quarter.

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Consumer Credit Demand Index from Equifax

Consumer Credit Demand Index by Equifax (June 2019 Quarter)

Overall consumer credit applications down -5.9% (vs June quarter 2018), credit card applications declined by -10.4% (vs June quarter 2018) and personal loan applications also softened, by -2.0% (vs June quarter 2018).

Mortgage applications declined by -11.9% (vs June quarter 2018).

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Datalicious helped Scentre Group deliver valuable insights so they could offer their customers a seamless digital experience, boost engagement with appealing content, and build a positive brand experience.

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