With heightened risk in the construction sector, lenders are continuing to exercise greater caution, meticulously evaluating every aspect of a project before committing resources. Given the critical role of investment and finance in real estate and property development, a lack of funding or excessive cost-of-capital could spell doom for construction projects before they even clear the approval stage.
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Driven by a continued fall in credit card applications, despite steady growth in personal loans. Mortgage demand decline continues.
Overall consumer credit applications fell -7.1% (vs March qtr 2018):
There are always early warning signs when a business is experiencing financial distress. Not surprisingly, many of these signs are found in the financial statements.
Predominantly driven by asset finance
Overall business credit applications dropped 10.15% (vs March qtr 2018)
Kevin James, Head of Advisory & Analytics Consultancy Services at Equifax, talks about the benefits of CCR for lenders and consumers post Royal Commission.
In this video, Matt Strassberg, General Manager, External Relations at Equifax, discusses new regulatory changes coming into focus post the Royal Commission.
Many solutions provide better customer journey analysis and insights; but none offer the same opportunities brought by integrating Google Analytics 360 and Salesforce.
Data and analytics are shaping the way businesses in the education sector make decisions to enhance their marketing strategies, as well as boost student academic performance.
In this interview, we find out why Australian small business owners are turning to online lending.
Need a ‘to-do’ checklist to prepare for financial year end? Here’s what to include.
You’re a small business owner seeking loan approval. What do lenders look for, and what does it take to make a good impression?
