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Smarter Lending, Better Consumer Experiences.
Offer personalized rates upfront, improving customer satisfaction. Streamlining the application process and leading to faster time to ‘yes.’
Improve upfront risk-based pricing and rate attribution. At the same time, increase in margins based on the optimisation of average interest rates.
No impact on a customer's credit score.Soft Bureau footprint ensures CPs can prequalify without impacting customer credit scores.
Adherence to Part IIIA of the Privacy Act and ensure business continuity and compliance.
Leverage the existing Equifax Apply API for seamless integration into your customer journey.
Access to Equifax One Score, Key Contributing Factors (KCFs), and a subset of Credit Reporting Information.
