Equifax Pre-Qualify PLUS

Overview

Equifax Pre-Qualify PLUS is an innovative solution designed to transform your pre-qualification process, enabling smarter lending decisions and improved digital consumer experiences. By providing access to comprehensive credit data and scores earlier in the credit lifecycle, Pre-Qualify PLUS empowers you to offer personalized rates and products upfront, streamlining the application experience and navigating the evolving regulatory landscape with confidence.

Why Equifax Pre-Qualify PLUS?

• More and verified data leads to better Pre-Qualification decisions
• Assist customers in the early loan application process without impacting their credit scores
• Delivering an enhanced online customer experience and improved efficiencies by offering personalised rates upfront.
• Navigate regulatory changes: Seamless transition, ensuring compliance and business continuity.
• Frictionless onboarding: Easy integration via the existing Equifax Apply API.

Open the door to smarter lending with our enhanced pre-qualification solutions.

In today’s competitive market, consumers demand more certainty earlier in the loan application process without impact to their credit scores. To adapt to shifting industry standards and protect your competitive edge, lenders need new strategies that help deliver the experiences consumers are looking for.

Equifax Pre-Qualify PLUS helps you meet these demands while staying compliant with regulatory changes.

Our Pre-Qualify product suite offers two powerful solutions:

• Equifax Pre-Qualify: provides you with a credit score and key contributing factors, allowing you to qualify customers and establish a risk based pricing.
• NEW - Equifax Pre-Qualify PLUS: provides you with a credit score and valuable additional data points allowing you to qualify customers and establish a risk based pricing and beyond that enables you to pre-populating data digitally to make it easier for your customers.

Pre-Qualify Product Comparison: