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2025 Year of Resilience: The Majority of Australians Maintained 'Excellent' Credit Scores, Defying Economic Headwinds and the Cost-of-Living Crisis
8th Dec 2025

The latest data from Equifax reveals Australians demonstrated strong financial resilience in 2025, amid an ongoing cost-of-living crisis, the national average credit score remained in the ‘Excellent’ range at 864 (out of a possible 1200), lifting by three points from the 2024 average of 861.

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Insights from Equifax’s Panel Discussion: The Intersection of Innovation, AI and Open Data
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Integrating AI into Your Strategic Vision: Steps for Success

Is there a clear plan in your company for the adoption of artificial intelligence (AI), or is it being figured out on the fly?

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We are constantly expanding the depth and predictiveness of our data to help you innovate faster and create more effective insights into the people and communities you serve - enabling more financially inclusive opportunities.

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Statement on Pacific Project Group (PPG) being identified as an iCIRT-rated builder

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As cyber fraud threats rise, consumers increasingly want to feel confident about the security of their personal data when applying for home loans. According to the Equifax Mortgage Broker Pulse Survey 2024, 59% of consumer respondents feel unclear about how brokers and lenders manage their data, with half believing their data is only ‘somewhat safe’.

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Increasing operating costs, shrinking consumer spending and tougher lending market see insolvencies at highest levels since Covid-19

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Commercial credit demand improving, but small business owners continue to bear the brunt of difficult market conditions

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Equifax, the global data, analytics and technology company, has announced a partnership with Norton, a consumer Cyber Safety brand of Gen™, bringing together two leaders in their respective industries to offer Australians a powerful suite of identity and credit protection services.

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