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Commercial credit demand improving, but small business owners continue to bear the brunt of difficult market conditions
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Business credit demand has increased year-on-year in the September quarter, returning to growth following a dip in Q2.
Equifax data shows strong demand for unsecured credit, while buy now pay later growth eases and mortgage demand continues to fall
Market conditions tighten the reins on financial management, requiring a sophisticated 360-customer view, according to the National Credit Managers Survey 2022 from Equifax
Business credit demand has declined year-on-year as external pressures including interest rate rises, inflation and supply chain pressures begin to hit home for Australian businesses.
Equifax has announced the enablement of its partnering arrangement with enterprise HR software company Tambla.
To help retailers reduce online payments fraud while also meeting increasingly high customer expectations, Equifax has announced the launch of Kount in Australia.
Rising rates of construction industry insolvencies and cost of living pressures continue to place a heavy financial burden on sole traders and small business owners, who make up 97% of construction companies.
Not everyone shopping for a loan with a mortgage broker will meet lending criteria or be ready to buy, but discovering their creditworthiness can take a broker many hours of work.
