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Consumer credit demand increases as lenders seemingly tighten limits and dollar value of debt rises
19th Feb 2026

Mortgage demand hits four-year high as a second consecutive quarter of double-digit growth for credit cards is observed and most prominent among younger Gen Z’s.

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New market leading CDR transaction-based risk score from Equifax harnesses the power of the Mastercard Open Banking platform to help consumers better understand their credit health and open new financial opportunities

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How effectively does your organisation detect potential money muling activities?

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Hospitality sector facing a severe downturn, with construction and retail also showing ongoing signs of struggle.

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Larger mortgages over $1million now exhibiting unprecedented repayment strain

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Overall industry insolvencies have risen to more than double historic levels, with considerable impact on small-medium businesses 

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Equifax A/NZ joins the Dun & Bradstreet Worldwide Network as member for A/NZ region

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Red flags appearing for SMEs and Sole Traders, including an increasing reliance on personal credit and rising arrears

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Buy Now Pay Later demand sees strong return to growth; workers in retail and hospitality relying on unsecured credit to make ends meet

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Cost-of-living pressures have negatively impacted the financial ambitions of Australians, with 2 in 5 more stressed about their financial situation

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Weakening in Victoria could signal a slowdown across other states

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