Equifax Affordability Solutions

Overview

At Equifax we are continually improving our product offering to ensure you have the tools you need to leverage the power of financial data. Equifax Affordability powered by Credit Sense is our most comprehensive affordability solution to date.

In addition to data capture, categorisation and analysis options (both off the shelf and custom built), we can offer instant decisioning tools that allow reliable and consistent bank transaction history analysis and decisioning support.

Your customers will experience an effortless and faster income and expense collection experience and you will receive fully analysed transaction history reports back to you within minutes.

Why is the Equifax Affordability powered by Credit Sense solution right for you?

• Access customer information quickly and accurately
• Comply with responsible lending regulations
• Reduce exposure to fraudulent activities
• Help retain customers

What are the benefits for you?

Digital transformation Improved Customer Experience through proactive engagement Less pressure on your customer to have information at the ready

Calculate affordability Better Customer Experience as you will be able to more quickly understand your customers financial position Better outcomes through fast, accurate and consistent financial assessment

Customer retention Higher likelihood of your customer remaining with you for the future Higher likelihood of reduced call times with less follow up required

We have a range of services available right now to provide you with advanced and comprehensive financial data insights.

• Report Services (including comprehensive customisation options):
  • Account Verification
  • Income Identification
  • Affordability Reporting
  • Commercial Reporting
• Data Services: we capture and structure your data into a meaningful format and return it to you for more effective interpretation and use.  

With Equifax Affordability powered by Credit Sense solutions, you’ll find everything to provide a seamless loan application process for your customers, creating a great customer experience.

Your financial decision making is about to get easier.

Talk to our team today