Index Data Currency Status — Last Updated: 30/09/2026
Next Data Refresh Target: January 2027
Quarterly Refresh Cycle
AVERAGE MORTGAGE ENQUIRY AMOUNT (2026 Q3)
$776,500 (2026 Q3)
NATIONAL | TOTAL MARKET | ALL AGES

Highest and Lowest Mortgage Enquiry Amounts Across Regions

Localised breakdown of mortgage enquiry values across states and territories.

MOST RECENT QUARTER: 2026 Q3

Top 5 Highest Average Mortage Enquiry $

Region State Avg Request Size

Lowest 5 Average Mortage Enquiry $

Region State Avg Request Size
METHODOLOGY DISCLOSURE & ANALYSIS LIMITATIONS STATEMENT
The Equifax Mortgage Debt Index measures the average enquiry dollar value of mortgage applications that go through the Equifax Consumer Credit Bureau by financial services credit providers in Australia. Credit applications represent an intention by consumers to acquire credit and in turn spend; therefore, the index is a lead indicator of the amount of mortgage debt Australians are taking on. This differs to other market measures published by the RBA which measure credit provided by financial institutions (i.e. balances outstanding).
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