What makes up a commercial credit score (Equifax Score)?

A commercial credit risk score (Equifax Score) is a rating from -200 to 1200 that predicts the likelihood of a business having an adverse credit event in the next 12 months.

An adverse event on a credit file may negatively impact business’ ability to repay their debts. Examples of adverse events include registering a default, going into external administration, and court actions.