General

At this time the Company & Director + PPSR Credit Report is only available for searches on Companies with a ABN or ACN. 

Due to additional requirements to validate business proprietor information the Company & Director Credit Report is only available for searches on Companies with an ACN. 

ASIC data will be refreshed in a SwiftCheck report every time that a new report is ordered. You can check the status of this by looking at File Update Notices in the report.

Director information on other businesses run by that director will not be updated every time and will only be updated when a report is purchased directly on that business.

When you apply for credit such as a loan from a bank or apply for post paid services from a telecommunications or utilities company, they generally assess both the information on your application as well as information on your credit report against their own lending policies to make a decision on whether they will give you credit.

As part of completing your commercial credit application, you will have given a lender, phone or utility company permission to view your credit report held by a credit reporting body such as Equifax.

A SwiftCheck report costs from $99.95.

A SwiftCheck report contains the commercial credit information of an organisation such as any overdue debts, registered defaults, invoice payment history as well as any court judgments that may have been entered against a business.

It also has information on directors, shareholders and officeholders within the organisation, so you can understand the business you are dealing with.

Equifax powers the financial future of individuals and organisations around the world. Using the combined strength of unique trusted data, technology and innovative analytics, Equifax helps its customers make informed decisions.

Information on how to read your credit report, tips on how to manage your late payers and a glossary of credit terms are all available in our Resources section.