Easing monetary policy and increasingly positive business conditions are spurring growth in commercial credit demand, which improved by 3% in Q3 2025 according to the latest Equifax Quarterly Commercial Insights - September 2025.
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Developers that obtain an iCIRT rating can more easily meet new regulatory requirements
The 2025 Equifax Auto Forum convened industry leaders to explore the evolving automotive landscape. Discussions provided valuable insights into the profound impact of China's automotive industry, strategies for combating fraud, the transition of the vehicle market, and critical commercial insights.
The central theme emphasised the dynamic shifts within the auto sector, highlighting the need for businesses to adapt to new market forces, technological advancements, and evolving consumer behaviours.
Here's a summary of the key insights and talking points.
At the recent Equifax Frontiers: Championing Digital Trust event, a panel of experts who have navigated the implementation of Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) reforms, offered insights to businesses preparing for amendments to the current AML/CTF regulations and the expansion to Tranche 2 entities.
Grant Thornton partner and risk consultant, Neil Jeans, explains Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) reforms and why they must prompt a complete rethink in how businesses protect themselves against financial crime.
The Equifax Q2 2025 Consumer Credit Report shows that unsecured credit demand is continuing its upward trend, while secured credit demand grew at a more modest pace, driven by a steady 4.9% increase in mortgage applications.
The construction sector’s reputation has rallied over the past 12 months, but consumers report growing concerns that builders will cut corners to reduce costs or deliver homes faster as housing supply targets put pressure on the industry.
In today's dynamic financial landscape, the digital channel isn't just an option—it's the primary battlefield for attracting and retaining customers. Lenders with robust online solutions are keenly aware that success hinges not only on competitive rates but also on delivering an exceptional, frictionless digital experience. Consumers expect speed, transparency, and certainty, and anything less can lead to abandonment.
You have a complex, multi-step problem to solve. Perhaps it's diagnosing the potential risk associated with taking on new debt or optimising your credit model for changing macroeconomic factors.
Unleashing the transformative potential of AI was the core theme of our recent Equifax Innovation Day. The event explored how AI is reshaping risk, resilience, consumer experience and growth, offering a unique opportunity to share ideas, network with peers and confront the challenges presented by the exponential pace of AI innovation.
