Overview

Managing credit risk is challenging when relying on inaccurate or incomplete data. Equifax Commercial Risk Reports combine rich, multi-dimensional data with sophisticated AI to help you proactively manage risk and make smarter decisions. Assess financial health, set appropriate credit terms, and protect your cash flow with confidence in your data.

With next-generation enhanced commercial scores launching later this year, your business can access deeper predictive analytics built on a secure, cloud-native platform. By ingesting new data sources and improving the keying and linking of existing assets, this upgrade delivers a true 360-degree view and more diverse, predictive scores to make it easier to know who you’re doing business with.

The Equifax Data Advantage

Our commercial database delivers clear visibility across the Australian business landscape to help you see the whole picture*:

  • 90% Data Coverage: Access comprehensive corporate insights, including director and shareholder data.

  • 3.4M Commercial Entities: Leverage a database that sees 3x more enquiries than other bureaus.

  • 50% Unique Data: Benefit from proprietary insights and extensive coverage across the Equifax credit bureau ecosystem.

  • 75+ Diverse Data Sources: Consolidated data from ABR, ASIC, ATO, PPSR, trade payments, and the Equifax Commercial Credit Bureau.

*Based on internal Equifax commercial database. Correct as of July 2026.

Find the Right Report for Your Business

Reports on business entities

 

Data Included

In Depth Company Trading History

Company Trading History

Company Scored Enquiry - Enriched

Company Enquiry - Enriched

Company/Business Scored Enquiry

Company/Business Enquiry

Score

✔

✔

✔

X

✔

X

Company Identity

✔

✔

✔

✔

✔

✔

Up-to-date ASIC data

✔

✔

✔

✔

X

X

Organisation and Management Structure

✔

✔

✔

✔

✔

✔

Beneficial Ownership

✔

✔

✔

✔

X

X

Credit History

✔

✔

✔

✔

✔

✔

Public Record information (court actions, administrators, etc.)

✔

✔

✔

✔

✔

✔

Summary of Trade Payments

✔

✔

✔

✔

✔

✔

Trade Payment references

✔

✔

X

X

X

X

Director score and full credit history

✔

✔

X

X

X

X

Director's related entities

✔

✔

X

X

X

X

Adverse summary for Director's related entities

✔

X

X

X

X

X

 

Reports on individuals in their commercial capacity

 

Data Included

Equifax Commercial Apply - with Trading History

Equifax Commercial Apply

Score

✔

✔

Identity and addresses

✔

✔

Credit history

✔

✔

Insolvencies and Court Actions

✔

✔

Business relationships

✔

✔

Adverse summary for business relationships

✔

X

Contact us to learn more about Equifax commercial risk reports.