What steps should I take if I am the victim of a data breach?

If a business that stores your personal data notifies you that it has been the victim of a data breach, it’s a good idea to check your Equifax Credit Report ASAP which you can obtain for free here. You may also want to consider taking out a subscription plan from Equifax which includes Credit Alerts and Identity monitoring services. Credit alerts can provide an early warning if someone tries to apply for credit in your name. Identity monitoring means you will be notified if Equifax discovers your personal information is being illegally traded online.

You can also place a ban on your Credit Report  to help prevent fraudulent accounts being opened in your name. While a ban is in force, credit providers cannot view your Credit Report without your specific written permission.

Learn more: OAIC fact sheet on data breach guidance for consumers