What is an Authorised Access Seeker?

An Authorised Access Seeker is an individual in relation to their own credit reporting information, or a person (including a company) who is assisting an individual to deal with a credit reporting body or credit provider and acting on a written authority from the individual.

Types of Authorised Access Seekers may include:

  • Consumer debt management companies including credit repair and debt negotiation companies
  • Finance or mortgage brokers
  • Budgeting and financial education firms, such as a financial counsellor
  • Individuals are also referred to as Authorised Access Seekers in relation to their own credit reporting information. If you are a consumer wishing to access your credit report please view our range of Equifax free credit reports and paid subscription plans here.