You can obtain your Equifax Credit Score by signing up to a subscription package. There are a range of different packages that will provide you with access to your Equifax Credit Report, Equifax Credit Score and additional features such as credit alerts, a Score Tracker and identity monitoring tools. If you’re simply looking for your free credit report from Equifax you can also order it here.
Know where you stand with your Credit Score
Your Equifax Credit Score is a summary of your credit information held by Equifax and indicates how finance and utility providers may view you when applying for credit. It is derived from information held on your Equifax Credit Report as held by Equifax when the score is requested. The Equifax Credit Score is a number between 0-1200 and in simple terms, the higher your Equifax Credit Score, the better your credit profile and the lower the credit risk.
The information that can be put on your Equifax Credit Report is strictly regulated by the Privacy Act 1988. Equifax calculates your Equifax Credit Score using information collected directly from you, as well as from credit providers. Publicly available information, such as court actions relating to insolvency and ASIC records, may also impact your Equifax Credit Score.
Knowing your Equifax Credit Score may help you negotiate a better rate with some lenders. You can also take steps to improve your Equifax Credit Score, if it is low.
Learn more: Both CreditSmart and the Australian Government's MoneySmart have useful information about credit scores.
You can get your Equifax Credit Score for free at GetCreditScore. Please note that with your free Equifax Credit Score from GetCreditScore you simply receive the Equifax Credit Score. It does not include an Equifax Credit Report, key contributing factors to your Equifax Credit Score (which indicate what information in your Equifax Credit Report contributed positively or negatively to your Equifax Credit Score) or credit alerts to notify you of changes to your Equifax Credit Report.
You can obtain a free Equifax Credit Report here or you may consider monthly subscription plans from Equifax which include Credit Alert and Identity monitoring services.