How often does my Equifax Credit Score get updated?

Your Equifax Credit Score is calculated at a point in time and will change each time new information is added to your Equifax Credit Report.

With an Equifax subscription that includes an Equifax Credit Score, you will receive a new Equifax Credit Score in the portal each month. A monthly email will notify you that your new Equifax Credit Score is available within the Equifax Credit and Identity portal.

Please note that while Equifax calculates your Equifax Credit Score every month as part of Score Tracker, when a credit provider uses an Equifax Credit Score as part of assessing an application for credit, the score they receive is calculated at the time they do their credit enquiry and may be different to your Equifax Credit Score in the Score Tracker. The way the Equifax Credit Score is used in practice by lenders may differ to the way it is displayed in the Equifax Credit and Identity portal. Each lender may also apply their own lending criteria and policies, and in some cases their own scores, which is why some lenders may approve your application while others will not.