How do I get my free Equifax Credit Report?

Accessing your Equifax Credit Report is easy, and it is free. You can request your credit report from Equifax in the following ways:

  • Order online on our website

  • Call us on 13 8332 and follow the prompt

  • Mail your request to us at PO Box 964, NORTH SYDNEY NSW 2059

Free Equifax Credit Reports are delivered within one business day, provided we are able to verify your identity.

 

You are entitled to a free Credit Report from Equifax once every three months or in the following situations:

  • You’ve been denied credit. In this case you need to make your request for a free Credit Report within 90 days from the date your application was declined.

  • You have submitted a correction request and are advised that the information on your Credit Report has been corrected.

 

When applying for your free Equifax credit report it is a good idea to have the following information at your fingertips:

  • Your full name

  • Your date of birth

  • Your driver's licence number

  • Your current residential address

  • Your previous addresses

  • Your current employer or a previous employer

  • Name of the organisation to which you last applied for credit

 

Only you can request a copy of your Equifax Credit Report (you can’t have your partner or a family member do it). For security reasons, you will be asked to verify your identity prior to receiving a copy of your Credit Report.

Equifax also offers a range of subscription plans where you can get your Equifax Credit Report, Equifax Credit Score and features such as credit and identity monitoring.