Get in control of your budget with Equifax's free budget planner tool
Want to live your financial best? Then it pays to understand where and how you spend your money. With our budget planner tool, you can track your income and expenses so you can get your finances in order.
Why do I need a budget?
Budgeting helps you achieve your financial goals. It helps you plan for expenses, track your spending, and set aside money for your long-term goals such as a house deposit, wedding, or holiday plans.
Without a plan, it can be easy to overspend, potentially leaving you unable to pay for essential expenses. This might mean you need to take on additional credit card debt and may impact your credit score.
How do I track my budget?
There are several ways you can track your budget. You can choose to use a budgeting app, spreadsheet, or even pen and paper. The important thing is to choose a method that works for you and one that you're most likely to stick with.
The Equifax Budget Planner Tool is a simple way to track your spending and get in control of your finances. Simply record income and expenses then let the inbuilt calculations work for you. It's easy to make changes, save information in one place, and keep track of your progress.
Ready for more tips and advice on how to live your financial best? Sign up for our monthly newsletter today.
Disclaimer: The information contained in this article is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider whether the information is appropriate to your circumstance before acting on it, and where appropriate, seek professional advice from a finance professional such as an adviser.