We can help you take proactive steps to protect your identity PLUS monitor and improve your credit health

Know where you stand

Know where you stand

See how lenders may view you as a borrower

Be informed

Be informed

Get notified of key changes to your Equifax Credit Report

Protect your identity

Protect your identity

Be alerted to early signs of potential identity theft or fraud

Take control

Take control

Enhance your knowledge of credit and identity and how it impacts you

Compare our range of Free Credit Reports and paid monthly subscription plans

If you are an Authorised Access Seeker such as a credit repairer, financial counsellor, broker or third party accessing an Equifax Credit Report on someone's behalf, you can only request Equifax Credit Reports through our My Credit File website here.
Just here for your free credit report? Click here*
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Credit Protect

$9.95monthly

Subscribe now

Manage your credit profile by monitoring information in your credit report, receiving alerts for key changes, and understanding what influences your credit score.

CREDIT FEATURES

  • 12 x Equifax credit report (one every month)
  • Credit alerts for changes to your report
  • Monthly Equifax credit score
  • Equifax score tracker
  • Top key contributing factors
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Identity Protect

$9.95monthly

Subscribe now

Safeguard your identity by monitoring key personal information, receiving alerts for early warning signs, and insurance cover if you do become a victim.

IDENTITY FEATURES

  • 1 x Equifax credit report (one per year)
  • Monitor the dark web and social media with Identity Protection1
    Powered by Norton
  • Document expiry alerts²
  • Secure key and luggage tags
  • Up to $15,000 insurance with Identity Guard³

Free Equifax Credit Report*

Get free report Learn more

There are three Credit Reporting Bodies in Australia and you are able to obtain a copy of your free credit report held by them.

* Eligibility criteria applies. You’re eligible if you’ve been declined credit in the last 90 days or had an item corrected on your Equifax credit report or once every three months.

1 Identity Protection powered by Norton™ monitors Driver’s licence number, monitor 4 passports, 10 bank accounts, 10 credit cards, 10 gamer tags, 5 email addresses, 5 phone numbers, 5 physical addresses, 5 insurance ID numbers and Mother’s maiden name.
2 Document expiry alerts are available for 2 passports and 2 licences.
3 Terms, conditions, exclusions and limitations apply. Click here to view the Identity Guard Insurance Policy Information Booklet

Monthly subscription products: You can cancel at any time with effect at the end of the month in which you cancel your subscription.

You need to be 18 years of age and over to order a copy of your credit report

It’s easy to get started

get started portal

1. Sign up online

1. Sign up online
1. Sign up online

2. Upload your documents

2. Upload your documents
2. Upload your documents

3. Get verified

3. Get verified
3. Get verified

4. Access your dashboard

4. Access your dashboard
4. Access your dashboard

Identity Theft

Identity theft can be a stressful, time-consuming and costly experience. Unfortunately, many people don’t realise that their identity has been stolen until it’s too late. Learn about steps you can take to better protect yourself
Learn More

Equifax Help Centre

Access helpful services and useful information to help you take control of your credit profile, and better protect yourself from identity theft and fraud.
Understand your Equifax Credit Report

It can be quite complex but here’s a host of helpful hints in learning how to read your Equifax Credit Report

Read More
Correct your Equifax Credit Report

If you’ve found a mistake on our Equifax Credit Report, learn about what steps you can take to fix it

Read More
Learn about
Credit Scores

Why are credit scores important and how do banks and financial institutions use them?

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Denied Credit

If you’ve been denied credit for a home loan, personal loan or credit card, here are some useful tips on what to do next

Read More